Easy Money

Why does a get rich scheme or hot investment topic appeal to the majority public? Why, if we know it sounds too good, do we still listen? Why do we think money can be made so easy? It’s common to see an advertisement that pitches you can make money overnight, or the financial news showing …

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Be World Class

At a conference last month, I had the pleasure of meeting and listening to author and speaker, Chris Gardner. Many of you probably don’t know this name off the top of your head, so I’ll get you up to speed. Will Smith plays the character of Chris Gardner in the movie “Pursuit of Happyness”. Many …

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College Planning: Smart ways to save for your child’s education

According to Student Loan Hero, the average cost of college is $9,970 per year or just under $40,000 for tuition, fees, and a college education. Just think what that amount will be in 10-20 years, as college costs increase, and your child is getting ready to leave the house. Just like any of financial plan, …

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The Retirement Postseason: Sequence of Returns Risk

Why do some baseball teams play with a different strategy in the postseason than the regular season? You know what I’m talking about: the closer comes in to pitch 2 innings instead of one, the starting pitcher goes 3 innings on a short leash followed by another starter on short rest or the coach calls …

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Part 2: Should you contribute more than your company matches for retirement?

In Part 1, we discussed if you should contribute more than your match from your employer. Now lets look at some different ways you can contribute excess money to your retirement. Before we get into the details of the how you can invest excess money after your employer match, let’s go over some of the …

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Part 1: Should you contribute more than your company matches for retirement?

This is an interesting topic, especially for younger professionals who also carry a lot of debt early in life. Should you contribute more than your company match in your employer-sponsored retirement account? It's not an easy answer to know what way will work out best for you in 20, 30 or 40 years, but I'll …

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Opportunity Costs: Can a cup of coffee cost you a half million dollars?

I did a short segment on the radio last week talking about opportunity costs. This term can make you have a different approach to spending and eventually leading to a better money savings behavior. I primarily focused around young people that have the time to see their investments compound over the years, but thinking about …

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Welcome to my Blog

Just a quick intro on why I am writing this blog and what I hope to accomplish. I believe that writing about something you have read or researched will help you better understand what you have learned. Not only do I hope to enhance my own knowledge around finance, but I want to help clients, …

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